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Monthly Archive for October, 2007

401(k) vs. Roth

It really shouldn’t be one vs. the other, which is what this Q & A addresses.
I have both and I just love the flexibility of the Roth. I run it through Scottrade and I’m very happy with my options there. Eventually I want to move it to Vanguard, but I need to have more money [...]

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FSA—Flexible Spending Account

My company will start offering this option next year and at first I was encouraged—it’s another way for people to try and minimize their expenses and save some money. It’s what a responsible money-manager would do.
But is it?
I began to talk it over with my coworker and his thoughts on it are the following:
“Hell, no!”
Seem [...]

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Teachers: How do you get paid?

I know some teachers and I’ve always been jealous of their schedules—having three months a year off is one of the big attractions of the profession. At least to me.
But recently I’ve wondered about how they get paid during those three months. Turns out they can choose to have their salary evenly distributed throughout the [...]

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Know where you write

If you’re like me, when you submit your stories, essays, or poetry to literary journals or magazines, you want to give yourself the best chance of getting published. At first glance, that means submitting to as many places as possible.
On my last round of submissions, I sent out two stories to a combined 25 different [...]

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Freelancing

So here’s an exciting bit of news: Yesterday I got my very first freelance contract sent to me (right after I wrote about it, too). I will be proofreading a medical book and the accompanying website, as well as a monthly newsletter that comes with it.
I’m curious what kind of fees people out there [...]

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Diversifying your income

I’m a big believer in this idea of making money in more than one way. The first time I heard it called “diversifying your income” was by Trent over at The Simple Dollar.
It’s why I’m out there trying to get freelance editing, writing, and proofing jobs.
But three years ago I actually made some money with [...]

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Your Money and Your Brain

Check out this review for a new book by Jason Zweig called Your Money and Your Brain.
It has some pretty good tips about how our brains work when it comes to making financial decisions—it’s pretty interesting.
Jason Zweig is the guy who wrote all the commentary on the newest edition of the classic Intelligent Investor. It’s [...]

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Artemis Fowl

Has anyone read any of these books?
They are for aimed at young adults but it appears they have the same crossover potential that Harry Potter has.
I ask because I tried reading Harry Potter but I was bored. I heard an interview with Eoin Colfer, the author, and he sounded very interesting. He also read a [...]

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My routine

Just over a year ago I realized that I hadn’t gone to the gym in a while so I got really down on myself for being lazy and wasting money on a gym membership.
So I rededicated myself and went to the gym every day before work, five days a week. It lasted about a month [...]

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Budgeting system

I’m always curious how different people settle on different ways to budget because if you don’t find the one that’s right for you, you won’t stick with it for very long.
I use my credit card for absolutely everything, redeem the points for cash, and pay the whole thing off every month. I keep track of [...]

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