The Writer’s Coin

I’ve written about Iwillteachyoutoberich.com before, but last week I read another one of those posts where I’m just like, “Ramit, this is why you are the man.”
This was is about tax refunds and the existing belief (taken as pretty much gospel in the blogosphere and in personal finance in general) that getting a refund is [...]

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A recent post of mine of how scuba diving can teach us how to handle our finances has been included in the latest Money Hacks Carnival over at Mommy Gets Paid. Check out all the other great posts from the carnival here.
And if you want to join or learn more about The Money Hacks, check [...]

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Every frugal person I know has a certain pride about it: you don’t need to spend money the way other people do. For whatever reason, it’s something to feel proud of—like we’ve managed to sidestep some of the financial pitfalls that are out there. We’re better than that.
But a few things have happened recently that [...]

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If you’ve read anything about finances on this blog, you know I am a huge fan of ING—I use their high-yield savings account to put any and all extra money I have. But with the Fed cutting the rates over and over, the interest we get in accounts like this one has fallen. From a [...]

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I just got back from the beautiful island of Aruba (that’s a picture from our room) and I learned a few things about myself and about money on the trip. Aruba is a tourist destination and earns more than half its GDP thanks to it. It’s because of this that things are so expensive if [...]

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Last week I wrote about the importance of direct deposit and this past week I got a good firsthand experience on why paying yourself first is so important. In case you haven’t heard this phrase before (in which case, welcome to the computer age), the idea is that saving and preparing for retirement is much [...]

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On Monday M and I celebrated our three-year anniversary—three years ago to the day we met at a bar and started to get to know each other. In May we’ll be getting married and we’ll start celebrating that anniversary so I wanted to do something special this year (as I try to do every year). [...]

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Last week I posted on my schizophrenic experiences with V-Day and in the aftermath I realized I’ve learned some valuable things about that day and gift giving in general. So next time a special day comes around (anniversary, birthday, etc.), don’t forget these time-tested tips:

Money isn’t everything: You’ve heard it a million times before and [...]

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M and I have gotten really good at planning our dinners for the week ahead of time and buying groceries on Sunday to have everything ready to make when we get home.
After work we get home, make dinner, clean up the dishes, and sit down to chill out/hang out. The problem is, some nights we [...]

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Sun has a nice post discussing the importance of direct deposit. Direct deposit isn’t a must when it comes to keeping a budget and saving money, but it sure makes it a lot easier.
One of the first tenets you’ll hear repeated over and over in personal finance is “make it automatic.” That means setting up [...]

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