ING Account Bonus

What is an ING Savings Account?
It’s a better way to save money. Because ING is an online bank, it doesn’t have the overhead that traditional banks have to deal with, so it can offer its customers a higher savings rate. While this rate may go up and down (around a year ago it was up over 4%), it’s still going to be way over what a brick-and-mortar bank can offer.
Why Open a Savings Account with ING?
Because of the savings rate. Most banks offer savings accounts with a savings rate of 0.5% (my Bank of America account offers that much), which is terrible. If you have $1,000 in a savings account, here is how much you would have at the end of the year:
ING is the perfect place to start and grow your emergency fund (at least three months of living expenses in case you get canned or something else happens) as well as keeping money that you don’t want to risk in the market because you will need it relatively soon (a down payment or the money you’ll use to buy an engagement ring, which is what I did).
Just as an example, last year I made $540 and this year I’m up to $490. How great is that? All for just keeping my money with a safe, secure bank.
(to check out exactly how much money ING can make for you, use their handy calculator. It lets you enter how much money you’re putting in per month to see how much interest they’ll pay you)
The other great thing is that the easy interface makes it really easy to navigate and set up automatic transfers from your regular bank account.
When I first opened my account three years ago, I was nervous about putting money into an “Internet Bank,” but after reading about ING online and how easy and convenient it is (let alone how financially responsible it is), I signed up through a referral and had an extra $25 to grow.
What are you waiting for? E-mail me today to get your bonus.


January 31st, 2008 at 6:51 am
[...] Usually, that means stocks go up and the savings rate you get from high-interest banks like ING Direct go down [...]
February 1st, 2008 at 6:57 am
[...] are starting out trying to take control of their financial life. They read about how people have an ING Account, they invest in the stock market, they have a budget, they have a diversified income, and on and on [...]
February 3rd, 2008 at 7:51 am
[...] I got my rebate direct deposited into my ING account on Wednesday, January [...]
February 16th, 2008 at 2:17 pm
[...] wrote before about why I placed an ING Direct ad inside the text of my content about a month ago: I really believe that it’s the first step [...]
April 1st, 2008 at 5:37 am
[...] you’ve read anything about finances on this blog, you know I am a huge fan of ING—I use their high-yield savings account to put any and all extra money I have. But with the Fed [...]
April 9th, 2008 at 5:27 am
[...] the way I build my savings. Right now I put in a monthly amount into a general savings pile in my ING account. Any extra money laying around goes into that pile, and I’m hoping that soon it’ll grow [...]
May 1st, 2008 at 5:24 am
[...] didn’t get any ING referrals this month and I didn’t get any Amazon revenue either. The interest I gained from my ING [...]
May 13th, 2008 at 4:48 am
[...] get caught unawares. Up to now I’ve been dealing with it by simply taking money out of my ING Account and making up the difference. But that’s terrible because it means my savings aren’t [...]
June 18th, 2008 at 7:21 pm
[...] a 27-year-old from Chicago. This blog is all about budgeting, financial tips we can all put to use, saving, and investing. Plus I’m a writer so a lot of my content deals with the struggle to find time [...]
July 2nd, 2008 at 12:50 pm
[...] showing an increase from last month again, which is good. That’s mostly due to higher ING interest gains because of the money M and I got from out wedding, despite Bank of America’s [...]
July 16th, 2008 at 5:10 am
[...] ING Account Bonus Open an ING account and get a $25 bonus! [...]
August 5th, 2008 at 5:04 am
[...] such a big believer in that bank and it got me nowhere. I was much better off just promoting the ING referral program that nets readers $25 and pays me $10. So that was a [...]
August 6th, 2008 at 5:06 am
[...] of blowing it on something stupid, I pocket the cash — looking forward to dumping it in my ING account. Savings: [...]
August 16th, 2008 at 6:04 am
[...] money out of the equation, we’re still moving forward, so that’s good. I also got an ING referral by someone who signed up and got $25 for free. If you’re interested, check out my ING page [...]
August 26th, 2008 at 4:42 am
[...] year comes to $55.20, in which case the credit card beats it pretty good. This is kind of like the ING/savings rate debate of where to keep your money — I will keep my current system because changing [...]
September 4th, 2008 at 4:57 am
[...] this beats my all time record of income for a month, despite not having any freelance income or any ING referrals. Why so much then? Well, I set a new high for my Adsense income, which is nice even though I [...]
September 8th, 2008 at 5:27 am
[...] your savings account, they’re paying you $5 for keeping your money. High-yield accounts like ING are paying 3% right now, which means that same $1,000 pays you $30 a year. That’s free money [...]
September 12th, 2008 at 4:44 pm
[...] writing for this and “earnings” is by looking at the money I make with my ads. ING referrals are good and all, but they really have nothing to do with my writing. Freelancing is also writing, [...]
September 17th, 2008 at 6:22 am
[...] I shoot money into my ING account, I’m not doing it because I’m expecting a huge payday next week (I never take out the [...]
October 7th, 2008 at 6:04 am
[...] The realization hit me with a panic and I immediately sold off all the stock and dropped it into my ING account. I’m pretty sure I made a few dollars or just about broke even, and I considered myself [...]
October 14th, 2008 at 6:12 am
[...] time for another look at how the alternative income is doing. As you can see on the left, the ING account is once again leading the way. It kind of feels like cheating to count this because I a) [...]
January 15th, 2009 at 7:18 am
[...] Referrals: Love promoting ING because when you use something and really believe in it, it’s a [...]
February 25th, 2009 at 5:54 am
[...] go ahead and adjust your withholdings so you put that “extra” money in your ING Account every paycheck instead of gifting it to the [...]
May 5th, 2009 at 7:16 am
[...] much money should I have in my ING account if I lost my [...]
May 22nd, 2009 at 5:45 am
[...] to attack those assumptions and prove them wrong—which is why I wanted to write a post about how ING Direct isn’t really everything it’s cracked up to be. Even though I’m a loyal customer [...]
August 20th, 2009 at 6:09 am
[...] a high-yield savings account: According to my last ING statement, I’ve earned $1,544.79 in interest since I opened my account in 2006. This [...]
December 14th, 2009 at 8:31 am
[...] portfolio of accounts to spot changes you can make to maximize your money, like pointing out an ING Account that earns higher interest. It’s via these partnerships that Mint makes its money—everybody [...]
March 9th, 2010 at 6:00 am
[...] that, if I need that money for down payment help, I can use it. Instead of putting it away in an ING account earning a fixed 3%, I have it in the market, which is a little riskier. It’s going in there [...]
December 19th, 2011 at 6:36 am
[...] remember seeing pitches for different online banks that had 0.25% better interest rates than ING, which is where I had (and still have) my money. They also splashed a bunch of credit cards in [...]
December 2nd, 2012 at 9:32 pm
If anyone was looking for the Savings or Kids Account $25 bonus, feel free to check out the attached link. Could help you get some extra money.
https://www.ingdirect.com/referafriend/?save=wgYcVCqgMW