The Writer’s Coin

Or How a Routine is Helpful
As a part of my continual effort to educate myself more and more on all things finance-related, I do a daily read of certain sites: Yahoo Finance, MSN Money, USA Today Money and some other random ones. Sometimes I’ll go to a company’s Yahoo! stock ticker and see what stories [...]

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When I started reading about retirement accounts like the 401(k) and the Roth IRA for the first time, I immediately became paranoid. Even though I was in my mid twenties, I was already nervous about retirement — it’s just the way I am. I mean, what would happen if I get to age 75 and [...]

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When I switched jobs earlier this year, I was very good about rolling over my 401(k) plan from my old job. I did it as soon as I can and completed all the paperwork in a timely way. But the whole process meant that my money was out of the market for a month or [...]

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Last week I wrote about the importance of direct deposit and this past week I got a good firsthand experience on why paying yourself first is so important. In case you haven’t heard this phrase before (in which case, welcome to the computer age), the idea is that saving and preparing for retirement is much [...]

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Recently I wrote about how I lowered my 401(k) contribution from 6% to 4% because the expense ratios were high and the choices I had weren’t very good.
The pivotal moment came when we had our annual meeting with Principal, our 401(k) provider. I had the menu of choices in front of me and I wanted [...]

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Here is a good article discussing and debating the advantages and differences of a 401(k) retirement account and a Roth IRA.
I have both of these accounts but I am more into my Roth since I run it myself through Scottrade and it marked one of the first “big” things I did after becoming a financially-aware [...]

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