The Writer’s Coin

When I started reading about retirement accounts like the 401(k) and the Roth IRA for the first time, I immediately became paranoid. Even though I was in my mid twenties, I was already nervous about retirement — it’s just the way I am. I mean, what would happen if I get to age 75 and [...]

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When I switched jobs earlier this year, I was very good about rolling over my 401(k) plan from my old job. I did it as soon as I can and completed all the paperwork in a timely way. But the whole process meant that my money was out of the market for a month or [...]

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Recently I wrote about how I lowered my 401(k) contribution from 6% to 4% because the expense ratios were high and the choices I had weren’t very good.
The pivotal moment came when we had our annual meeting with Principal, our 401(k) provider. I had the menu of choices in front of me and I wanted [...]

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Here is a good article discussing and debating the advantages and differences of a 401(k) retirement account and a Roth IRA.
I have both of these accounts but I am more into my Roth since I run it myself through Scottrade and it marked one of the first “big” things I did after becoming a financially-aware [...]

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