I’ve written about this before, but M and I have finally made it through our first month as a married couple, which means sharing a joint bank account and adjusting our spending habits accordingly. The major issues we had to clear were figuring out how we were doing on a week to week basis, budget-wise, [...]
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Posted in Budgeting, Finance on Apr 1st, 2008
If you’ve read anything about finances on this blog, you know I am a huge fan of ING—I use their high-yield savings account to put any and all extra money I have. But with the Fed cutting the rates over and over, the interest we get in accounts like this one has fallen. From a [...]
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Posted in Budgeting on Feb 22nd, 2008
Last week I wrote about the importance of direct deposit and this past week I got a good firsthand experience on why paying yourself first is so important. In case you haven’t heard this phrase before (in which case, welcome to the computer age), the idea is that saving and preparing for retirement is much [...]
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Posted in Budgeting, Finance on Feb 15th, 2008
Sun has a nice post discussing the importance of direct deposit. Direct deposit isn’t a must when it comes to keeping a budget and saving money, but it sure makes it a lot easier.
One of the first tenets you’ll hear repeated over and over in personal finance is “make it automatic.” That means setting up [...]
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Posted in Budgeting, Finance on Feb 4th, 2008
Last week M’s car had a pretty bad flat tire so she took it in to see if it was patchable or if she needed a new one. The guy at the shop told her that her tire was completely punctured and she would need to buy a new one. That sucks, but not such [...]
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Posted in Budgeting, Finance on Jan 31st, 2008
So the FED cut its rates again because it’s trying to stimulate the economy and avoid a recession. Usually, that means stocks go up and the savings rate you get from high-interest banks like ING Direct go down (again).
For an interesting read on the FED and how our economy rewards risk taking without holding these [...]
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